Worker Insurance

Jod has you covered so you can work worry-free!

Members registered at Jod are covered under our Personal Accident & Public Liability Insurance to protect you from unforeseen circumstances.

How are you covered?

Personal Accident

Age Group
(as of next birthday)
Sum Insured
(SGD)
Deductible
(SGD)
Coverage
(SGD)
16 - 65 years old$100,000.00$100.00 for each accidental medical reimbursement
Accidental Death & Permanent Disability
$100,000.00
Accidental Medical Expenses
$3,000.00
Funeral Expense Subsidy
$3,000.00
66 - 75 years old$50,000.00
Accidental Death & Permanent Disability
$50,000.00
Accidental Medical Expenses
$1,500.00
Funeral Expense Subsidy
No Coverage

Public Liability

Sum Insured
(SGD)
Deductible
(SGD)
$100,000.00$1,000.00 for each and every loss

Frequently Asked Questions

How can we help you today?

Aptus Technologies Pte. Ltd is the group policyholder and these policies are underwritten and issued by Etiqa Insurance.

You must first notify your claim to Jod within 24 hours from the date of the accident

You’ll need to fill out a claim form and attach the following documents and email to [email protected]:

  • Medical certificate or hospital discharge summary
  • Medical report (if applicable)
  • Any statement obtained from the police or other authorities (if applicable)

All accidents should be reported to the Etiqa by submitting the claim report within the stipulated agreement period, no later than 7 days after the accident occurred. Further documents or information may be required by Etiqa depending on the circumstances of your claim.

Please insert Aptus Technologies Pte. Ltd. as the policyholder and P0001123 as the policy number.

You can submit your liability claim to Jod’s helpdesk at [email protected]

For accident claims, payout may take up to 21 working days upon full submission of supporting documents and approval.

For liability claims, it will be on a case by case basis.

Etiqa is owned by Maybank Ageas Holdings Berhad, a joint venture company that combines local market knowledge with international insurance expertise. The company is 69% owned by Maybank, one of Asia’s leading banking groups with more than 22 million customers worldwide in 20 countries; and 31% by Ageas, an international insurance group with 33 million customers across 16 countries and a heritage that spans over 190 years, with a focus to provide world class insurance solutions to consumers in Europe and Asia through market leading joint ventures. Etiqa is a licensed life and general Insurance company registered in the Republic of Singapore and regulated by the Monetary Authority of Singapore (MAS).

Bonus perks await for our active members!

Members registered at Jod are covered under our Personal Accident & Public Liability Insurance to protect you from unforeseen circumstances.

Paid Sick Leave

BenefitsSum Assured
(% Payout)
Excess
(Periods)
Maximum
(Days)
Income loss replacement due to Inpatient medical and injury (24 hours of continuous stay)50% hourly rate, reimburse up to 5 hours per dayNo excess period5
Income loss replacement due to Outpatient medical and injury25% hourly rate, excess period: first 3 hours, reimburse up to 5 hoursFirst
3 hours
1

Income Protection from Job Cancellation

BenefitsSum Assured
(% Payout)
Excess
(Periods)
Maximum
(Days)
Cancellation by Hiring Manager within 12 hours before job commence25% hourly rate, excess period: first 3 hours, reimburse up to 5 hoursFirst
3 hours
1

Emergency & Compassionate Leave

BenefitsSum Assured
(% Payout)
Excess
(Periods)
Maximum
(Days)
Income loss due to death of immediate family member50% hourly rate, excess period: first 3 hours, reimburse up to 5 hoursFirst
3 hours
1
Income loss due to hospitalisation of immediate family25% hourly rate, excess period: first 3 hours, reimburse up to 5 hoursFirst
3 hours
1

Frequently Asked Questions

How can we help you today?

Should you need to file for a claim, you can send an email to [email protected] with Subject Title - Paid Sick Leave, Income Protection from Job Cancellations or Emergency & Compassionate Leave.

You can also visit JodRewards via Jod app and submit the documents required for the coverage you are filing for.

For Reimbursement under Paid Sick Leave (Inpatient or Outpatient), please submit a completed claim form, along with:

Inpatient: Hospital documents, doctor's notes (if applicable), and receipts for your eligible medical expenses.

Outpatient: A valid Medical Certificate (MC) and receipts documenting your medical expenses.

For Reimbursement under Income Protection from Job Cancellations, submit a completed claim form along with proof of job cancellation from Jod.

For Reimbursement under Emergency & Compassionate Leave, please submit a completed claim form along with a copy of the official death certificate for your deceased immediate family member.

You can also visit JodRewards via Jod app and submit the documents required for the coverage you are filing for.

Full information about the coverage you can check the policy schedule here and policy wording here.

Should you have additional concerns and/or questions, you can reach out to the Jod helpdesk [email protected]

Etiqa is owned by Maybank Ageas Holdings Berhad, a joint venture company that combines local market knowledge with international insurance expertise. The company is 69% owned by Maybank, one of Asia’s leading banking groups with more than 22 million customers worldwide in 20 countries; and 31% by Ageas, an international insurance group with 33 million customers across 16 countries and a heritage that spans over 190 years, with a focus to provide world class insurance solutions to consumers in Europe and Asia through market leading joint ventures. Etiqa is a licensed life and general Insurance company registered in the Republic of Singapore and regulated by the Monetary Authority of Singapore (MAS).

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